Fairer credit

Unlock your true credit potential

Wherever you are on your financial journey, Loal helps you build your money future.

Be rewarded for improving your finances

Most credit providers keep their customers paying the top rates of interest. Loal rewards your positive financial behaviour by reducing interest rates for good borrowers, helping you level up your finances and reach your money goals.

1. Build your credit profile with the Loal Starter

Build trust and get on the credit ladder with a six month, £100 - £800 loan

2. Lower your interest with a Loal

Reduce your interest rate by up to 64% and borrow up to £1,750 if you need it.

3. Graduate to mainstream rates with Loal Plus

Move away from high-cost credit. Borrow up to £5,000 and reduce your rate by up to a further 70%